Liability Insurance
Liability Insurance
Liability Insurance helps protect your business by covering compensation payments and legal costs, in the event that your business is found to be responsible for injury or damage.
There are several types of Liability Insurance that are offered at InsureSafeLine, these include: Professional Indemnity, Employers Liability, Directors and Officers Liability and Public Liability.
InsureSafeLine can assist you and your business by identifying and selecting the relevant Liability insurance that your business needs.
Professional Indemnity
Professional Indemnity Insurance is essential if your business offers advice based services or any professional services such as consulting, architecture, designing etc.
Professional Indemnity Insurance protects your business against professional negligence claims and also covers any advice you give to your clients.
Employers Liability
Employers’ Liability is an integral cover that is legally required by all businesses in the UK with one or more employees.
Employers Liability Insurance covers any compensation costs required in the instance that an employee becomes injured or ill as a result of the work they are doing for your business.
If you are caught without cover, your business can be fined up to £2500 per employee.
Directors and Officers Liability
Directors and officers liability insurance is imperative if you are a Director or an Officer of an organisation or a business. This cover will protect you from personal losses in the event that you are sued.
Directors and officers liability insurance can also cover legal fees and other costs your business or organisation may face as a consequence of a lawsuit.
Public Liability
Public Liability Insurance is an important cover to have if your business deals with members of the public on a regular basis.
In the event that your business is found to be responsible for property damage or causes injury (including death) to a third party, this insurance can cover your business in regard to compensation claims and also covers any legal costs.
Public Liability Insurance also provides cover on your premises and whilst working off site.