Property
Property Insurance
Our property services include commercial buildings, residential buy to let, vacant/unoccupied, blocks of flats and landlord liability.
As an independent broker, we are able to provide affordable and tailored insurance for you to help protect your investments, from a single property to an entire property portfolio.
Landlord Let
(Occupied / Unoccupied)
Whilst it is not a legal requirement to have landlord insurance, it is a key cover in order to protect you and cover the risks you may face when leasing or letting a property that standard home insurance may not cover.
Landlord Insurance gives you cover in the event that your property or the contents within it are damaged as a result of perils such as flood, fire, burst pipes or storms. In addition to this, you can add other covers to your insurance such as loss of rent, accidental damage, landlord emergency and legal expenses.
High Value Household
(Contents)
If you own a property worth over £750,000 along with your contents being worth over £85,000 then standard home insurance may not be sufficient enough to protect your home.
High Value Household Insurance protects your home and the things in it by providing a tailored solution for you. This Insurance allows you to insure separate contents as well as insuring your home such as artwork, jewellry, and antiques.
If you have many valuable items, some insurers may require you to install adequate security in your home.
Commercial Property
As well as the building you run your business from, it’s also important to think about what’s inside it, such as your contents and furnishings. You can combine your building insurance with covers like contents insurance, business equipment cover and stock insurance.
Buildings insurance covers your fixtures and fittings as well.
This includes things like:
- Curtains and Blinds
- Skirting Boards
- Carpets
- Built-in units and plumbed-in items like sinks and toilets.